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Financing

Welcome to Auto World of Big Stone Gap's Finance Department, your auto loan and car lease resource center.

We're eager to provide financing for your new vehicle and we can also assist in financing you next used car, truck, or SUV.

All types of credit, from good to bad, can qualify for an auto loan. We will work with you to secure a no credit car loan if your situation demands it. Auto World of Big Stone Gap has strong relationships and is committed to finding you the perfect car loan company to suit your car finance needs.

Low interest car loans are typically available for customers with existing loans. You're just a step away from approved car financing! 

Please call us if you have any questions.

We are here to help you!  (276) 523-4667

 



Click to submit the full finance application >>






Not sure what you can afford?  Let us help.
Use our Calculator to estimate your payments.
   << Payment Calculator



* The form below is not a full credit application.  To submit a full online credit application please click this link:  Submit Online Finance Application. 

You will be taken to our secure online credit application.  It is quick, easy, and secure!





Start the Finance Application process below

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The short form directly above is not a full credit application.  For financing purposes please click on the 'Get Approved Now' button above to submit the full Credit Application.  You will be directed to a secure website where you may complete the actual credit application for financing at Auto World of Big Stone Gap. 

If you have any questions or need help please feel free to email us or call us anytime (888) 397-3651.  We are here to help you!

Financing Navigation

Contact Information

Auto World of Big Stone Gap

721 East Fifth St North

Big Stone Gap, VA 24219
sales Sales:
(888) 397-3651

Finance FAQ

Check out our online finance FAQ section for important information regarding car lease and loan characteristics.

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Tip!

Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.

Tip!

Owning a lease vehicle is possible if purchased outright after the lease period ends.

A typical lease period runs between 24 and 48 months.

Tip!

Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.

Tip!

Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.

Tip!

Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.

Tip!

Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.

Tip!

Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.

If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.